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SEND MONEY INSTANTLY

Instant, free, and secure online money transfers to anywhere in the world.
Get $20 on your first transaction*
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By continuing, you accept our terms of use and privacy policies. See promotional terms.
  • Bank of America
  • Chase
  • US Bank
  • Sofi Bank
  • Wells Fargo
  • Truist
  • Citibank
  • Chime
  • Huntington
  • Capital One
  • TD Bank
  • PNC
  • Bank of America
  • Chase
  • US Bank
  • Sofi Bank
  • Wells Fargo
  • Truist
  • Citibank
  • Chime
  • Huntington
  • Capital One
  • TD Bank
  • PNC
  • Bank of America
  • Chase
  • US Bank
  • Sofi Bank
  • Wells Fargo
  • Truist
  • Citibank
  • Chime
  • Huntington
  • Capital One
  • TD Bank
  • PNC
  • Bank of America
  • Chase
  • US Bank
  • Sofi Bank
  • Wells Fargo
  • Truist
  • Citibank
  • Chime
  • Huntington
  • Capital One
  • TD Bank
  • PNC
  • Banco Santander
  • Nu Bank
  • BBVA México
  • Citibanamex
  • Spin by Oxxo
  • Mercado Pago
  • HSBC
  • Stori
  • BanCoppel
  • Banco Azteca
  • Banorte
  • Xapo Bancomer
  • Banco Santander
  • Nu Bank
  • BBVA México
  • Citibanamex
  • Spin by Oxxo
  • Mercado Pago
  • HSBC
  • Stori
  • BanCoppel
  • Banco Azteca
  • Banorte
  • Xapo Bancomer
  • Banco Santander
  • Nu Bank
  • BBVA México
  • Citibanamex
  • Spin by Oxxo
  • Mercado Pago
  • HSBC
  • Stori
  • BanCoppel
  • Banco Azteca
  • Banorte
  • Xapo Bancomer
  • Banco Santander
  • Nu Bank
  • BBVA México
  • Citibanamex
  • Spin by Oxxo
  • Mercado Pago
  • HSBC
  • Stori
  • BanCoppel
  • Banco Azteca
  • Banorte
  • Xapo Bancomer

+1000s more all over the world

PEOPLE LOVE IT

Whether it's sending money to family across the border or splitting dinner with friends, UMA is changing the way people send money.
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It’s the only way I’ll send money
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This is exactly what I was looking for — instant and simple
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UMA has completely changed how I send money home

A NEW WAY TO SEND MONEY HOME

UMA is an instant, easier, and more affordable way to send money —wherever you are. No hassle, no high fees. It works every day, any time. Sign up and send your first transfer without fees.

Send money anywhere instantly

Convenient Always on 24/7

Secure and Reliable

SEND MONEY IN 3 EASY STEPS

Getting started with UMA is quick and easy—here's what to expect.
01

Create an account 1 MIN

Get the perfect UMA address to share with your friends and family.
02

Connect your bank 3 MIN

Simply and securely connect your uma to your bank.
03

Send money instantly INSTANT

Send money to your friends and family instantly at anytime.

THE NEW WAY TO SEND MONEY

Fast, free, and secure online money transfers to anywhere in the world.
Get $20 on your first transaction*
+1
By continuing, you accept our terms of use and privacy policies. See promotional terms.

FAQs

From onboarding to inviting friends, we have answers to your most frequently asked questions.

  • It's easy to get a UMA from uma.me. You can search by country and then find your preferred bank. If your bank isn't live yet, you can sign up using link.um.me and link any real-time payments enabled bank account.

  • With an UMA-enabled account, you can send funds to anyone else with an UMA in any currency supported by your wallet provider. UMAs are an easy solution for sending and receiving money across borders, simplifying the complicated process of money transfers for people and enabling instant, low-cost payments.

  • UMA is an addressing and messaging standard that uses the Bitcoin Lightning Network and Lightning Addresses for fast, efficient payments. Wallets, exchanges, and banks use UMA to enable real-time, low-cost payments for their customers. UMA enables interoperable payments between users of UMA-enabled accounts in any supported currency.

SEND MONEY ANYWHERE

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UMA is a technology protocol, not a financial institution. Any funds sent using UMA-compatible apps are processed by third-party service providers. Terms, fees, and settlement times may vary by provider and jurisdiction.

By using this site, you agree to our Terms of Use and Privacy Policy. Availability may vary by region and is subject to local laws and regulations.

CONTENT DISCLAIMER: References made to third-party names, logos, and trademarks on this website are to identify corresponding products and services that UMA users can interact with using UMA. Unless otherwise specified, the holders of such names, logos and trademarks are not affiliated with UMA or our products, services, or website, and they do not sponsor or endorse UMA or our products, services or website. Such references are included strictly as nominative fair use under applicable trademark law and such names, logos and trademarks remain fully the property of their respective holders. The content of this website does not constitute financial advice.

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